Yuma, AZ – Top-Rated Title Loan Companies in 2024

Have you recently considered a short-term financial loan to make ends meet?

Yuma, Arizona, has one of the highest unemployment rates in the United States, with a long-term average of 21.3%. The population is highly dependent on seasonal jobs in agriculture, so it is easy to fall behind on bills. Residents often get an auto title loan to make it through the month.

If you are facing similar problems and considering title loans, you must ensure that the lender you choose is a reputable company that can meet your financial needs. Below, we have prepared a list of reputable title loans Yuma, AZ, residents can obtain.

Feel free to review our auto title loan companies list and find out which personal loan fits you.


Best Car Title Loans in Yuma, AZ 


After thorough research and comparisons, we landed on this list of companies offering car title loans in Yuma, Arizona. Our choices are all reputable financial loan companies where you will have a better chance of getting approved for the cash loan you need. We focused on companies that offer a quick approval process, good customer service, and affordable rates.


1. Max Cash Title Loans


2Max Cash is an online portal that connects customers seeking car title loans and lenders willing to provide this service. Max Cash does not provide loans but offers a free service that may help you find the best car title loan rates in your zip code. It uses an intuitive online platform that is easy to navigate and offers all the information you need to find an affordable loan.

Once you apply online, you will immediately get the amount you are eligible for and a list of lending institutions that you may choose for title loans today. All you need to get started is proof of income, a clean auto title, a valid driver’s license or government-issued ID, and be at least 18 years old. Max Cash offers extended business hours and is open seven days a week.


Before You Apply

  • Max Cash is not a lender of title loans; it acts as an intermediary
  • Minimum eligible loan $100
  • Maximum eligible loan $500
  • Requires a clean Arizona car title for the application
  • Free registration and loan evaluation

Best Features

  • Several lenders to choose from
  • No prepayment penalties
  • Max Cash services are free
  • No bank account necessary to receive funds
  • High approval rate for car title loans

Apply Here



2. Loan Center


Loan Center ApplicationLoanCenter is an online title loans provider based in Los Angeles, California, and operates in Yuma, Arizona. They offer an easy path for customers or business owners to get a money loan by using their vehicle as collateral. LoanCenter products are available online or in a brick-and-mortar store, while customer help is available via phone call.

If approved, you are eligible to receive anywhere between a $100 to $50,000 vehicle title loan. LoanCenter makes it easy even for people with bad credit to get money help. Call or visit the LoanCenter store in Arizona to learn more about our vehicle loan options.


Before You Apply

  • You need a clean AZ car title.
  • Required monthly minimum income of $1,500 for application
  • The minimum loan size is $100
  • The maximum loan size is $50,000
  • Minimum Black Book value of the car of $2,000 for the application

Best Features

  • Available for customers with poor credit
  • Refinance your existing title loan
  • Online registration, application, and information
  • Take money home today, with same-day approvals

Apply Here



3. LoanMart


1LoanMart is an online lender specializing in car title loans. If you need quick cash, LoanMart is the provider for you with a fast approval process that starts with an online application that takes as little as 15 minutes to fill out. LoanMart provides vehicle title loans for $2,500 to $50,000.

For fast approval, apply online with a clean vehicle title in your name, proof of income, proof of residence, valid ID, social security number, and a valid personal bank account. Since you will be using your vehicle as collateral, you have a high chance of getting approved even if you have bad credit.


Before You Apply

  • Working hours are Monday to Friday from 9 AM to 6 PM.
  • Minimum Loan Amount $2,500
  • Maximum Loan Amount $50,000
  • Phone call approval process available
  •  Free registration and loan evaluation

Best Features

  • Repayment periods from 12 to 48 months
  • Available to individuals with low income or bad credit
  • Apply online for a fast approval process
  • Get approved today and receive funds

Apply Here



How To Get A Title Loan in Yuma

You can save significant time on the loan registration process by having all the necessary documentation ready. Before you drive from Somerton or Wellton, bring your valid ID, clean car title, proof of address and income, and car insurance.

Most loan applications that get denied happen due to insufficient or inadequate paperwork rather than financial constraints. So, before you step out into that desert sun, have these documents on hand to cut down the approval time.


Online Registration

The easiest way to apply for these loans is by filling out an electronic application. The process is simple and takes very little time to complete. If you get stuck for any reason, a phone call to support will help you get along with the procedure. Once the approval goes through, you can expect the funds within one business day.


Brick-and-Mortar Applications

Spend time researching and identifying the loan store that offers the best rates in town. Then schedule an appointment to see a loan officer. Make sure all your registration paperwork is in order, and always ask questions if you are unsure about some terms of the loan.


Best Local Car Title Loan Companies in Yuma, AZ

Ready to apply for a car title loan online? We have provided you with a list of loan stores near Yuma, AZ. You can either visit their stores or get in touch with them through a phone call.


Arizona Smart Cash

2609 S 4th Ave, Yuma, AZ 85364


Allied Cash Advance

2742 W 16th St Suite B, Yuma, AZ 85364


ACE Cash Express

1630 S Pacific Ave Ste 105 Ste 105, Yuma, AZ 85365


Check Into Cash

1651 S 4th Ave Suite A4, Yuma, AZ 85364


LoanMax Title Loans

351 W 20th St Unit 32, Yuma, AZ 85364


 Imperial Valley Auto Title Loans

1185 S 4th Ave, Yuma, AZ 85364


Montana Capital Car Title Loans

2098 S 4th Ave, Yuma, AZ 85364


SonAriz Financial

148 W 32nd Street Yuma, AZ 85364




How easy is it to get a title loan?

Title loans have higher approval rates than most regular loans, and even people with poor credit can get money help. Most car title loans do not take much time, and many offer same-day approval and transfer of funds to your bank.


Can you be denied a title loan?

Yes, it is possible to be denied. The main reasons for denying car title loans are a car’s low value, a car title is not clean and has a lien on it, and there is no proof of sufficient income to repay the loan.


How much can I get for a title loan?

This entirely depends on the loan provider you choose, your income level, and the value of your vehicle. Most lenders approve title loans anywhere from $100 to $50,000. Get started through online registration or call support if you want to know more about how much you can borrow from a certain lending institution.


Do you have to have your title to get a title loan?

Unfortunately, yes. The car title must be in your name to qualify for car title loans. You may not borrow against your car unless you prove that you are the vehicle’s owner. For more information, check out AZ regulations on car title loans.


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