Nashville, TN – Best Title Loan Companies in 2024

Help finding title loans in Nashville TN

If you’re going through financial stress, don’t lose hope, you’re not alone.

Nicknamed “Music City,” Nashville is known worldwide for being authentic, accommodating, and accessible. But like most Americans, almost half of Nashville residents don’t have enough savings to cater for emergencies. Unfortunately, emergencies often come unannounced and find us unprepared.

When you need cash for an emergency, you may not have the luxury of waiting weeks to get an unsecured personal loan from the bank, family, friend, or other sources. Fortunately, you can get a title loan in Nashville, Tennessee, using your vehicle as collateral.


Best Online Car Title Loans in Nashville, TN


Regarding auto title loans, Nashville has plenty of financial options. To help you save valuable time during your search, the list below outlines some of our most recommended loan companies. These companies offer quick emergency cash at reasonable interest rates in Nashville, Tennessee.


1. Max Cash Title Loans


Max Cash Title LoansMax Cash Title Loans is a company that connects people who need cash fast with lenders of car title loans. Once you submit your details through their site, they’ll determine how much money you could qualify for based on a percentage of your car’s auction value. Max Cash then links you up with lenders who can give you money in exchange for your car’s title.

Max Cash works with residents in almost every location nationwide except for states that don’t permit title loans. The company works with many financial institutions so customers can get loans even with poor credit. They have an informative and transparent site that outlines everything you need to know about title loans in Nashville, Tennessee.

Before You Apply

  • Must be 18 or older
  • Proof of US citizenship
  • Have the ability to pay
  • Clean government-issued Tennessee car title

Best Features

  • Service in nearly every state
  • No bank account required
  • Free financial guidance and canceling
  • Easy qualifications for a loan
  • 100% free service

2. Loan Center


Loan Center ApplicationLoanCenter has been serving title loans for almost 20 years in various locations. If you live in Nashville, Tennessee, and need financial aid but don’t have the best credit, LoanCenter can help. Many of their customers receive same-day funding after a quick approval.

Customers can create an application for title loans online by calling or visiting the LoanCenter offices. Once you’ve made an online application or called them on the phone, a notary can visit you in Nashville, Tennessee, to complete any other processes. You get to keep driving your vehicle if you make your payments on time.

Before You Apply

  • Monday- Friday 8am – 7pm
  • Saturday & Sunday 9am – 5pm
  • Loan amounts from $2,000 – $50,000
  • Proof of income

Best Features

  • Direct lender
  • No prepayment penalty
  • Borrow up to $50,000
  • Loan terms up to 48 months

Apply Here

3. ChoiceCash


ChoiceCashIf you are shopping for a car title loan, we recommend considering ChoiceCash Title Loans. They offer direct car title loans at competitive rates in Nashville. They have successfully given out loans to people and are still accepting loan applications.

Before You Apply

  • Must be of eligible age (18 years and above)
  • Proof of income or demonstrate your ability to repay the loan
  • Valid Government-Issued Identification
  • Proof of car equity will be determined by ChoiceCash
  • Photos of your car (inside and out)

Best Features

  • Fast approval process and disbursement
  • No penalty for pre-payment
  • Great customer service
  • Flexible payment options

Apply Here

How To Get an Auto Title Loan in Nashville

You must be a valid vehicle owner to get an auto title loan in Nashville, TN. Many lenders require that you don’t have any outstanding loans on the vehicle. You can apply online, call the lender, or visit their offices. Once you apply, get approved, and qualify for a loan, you’ll give the lender the title to your car as a guarantee.

Most title loan companies allow you to apply for a loan in three ways.


Online Via Their Website

You can apply for an auto title loan from the comfort of your living room. Online applications make it easy to shop around for the best rates. The process is fast and easy.

Once you’ve made your application and agree with the lender’s loan offer and terms, you’ll be required to send the necessary documents. Most lenders require you to provide proof of income, the ability to repay, a valid government-issued ID, and a valid Tennessee vehicle. After the company approves the loan, they’ll send you the cash within the business day.

The lender can deposit the cash directly to your account, give you a MoneyGram code, or allow you to pick up the money in person.


Making a Phone Call To Customer Service

Calling lenders for title loans is the same as applying for a loan online. The loan company’s representatives will guide you through the process and outline your needed information. Once the loan is approved, you’ll get your cash.


In-Person at a Loan Office Branch

Another option is to apply personally by visiting the lender’s store location. If you choose this option, you’ll need to have all the required information before your visit. Each loan company will have varying lending terms and interest rates so consider calling ahead of time and talking to a representative before heading to their office location.

You want to find a title loan company you’re comfortable with before signing a contract. It’s also crucial to understand and agree to the loan before committing.

Since your vehicle acts as collateral, you can still get a loan if you have poor credit. Many times, title loan lenders won’t consider your credit scores. You can keep using the car until you’ve paid off the loan.

Title loans are typically short-term loans of up to 30 days but can be up to a year or more. Most lenders usually allow you to get a loan based on the percentage value of your vehicle, but others allow you to borrow more than the vehicle’s value.


Best Local Car Title Loan Companies in Nashville, TN

If you want to visit a title loan store in Nashville, Tennessee, or explore more options, check out the list below. Suppose you don’t want to visit a store; view this list. The list provides the name, number, and address of loan companies around Music City that may help you with fast cash in your time of need. Call or visit any locations below for more information about their Tennessee title loans.


Advance America

4653 Nolensville Pike, Nashville, TN 37211


Check into Cash

519 Donelson Pike Nashville, TN

37214 615-889-1550

Inglewood Title Loans

3101 Gallatin Pike, Nashville, TN 37216


Speedy Cash

Harding Pl, Nashville, TN 37211


Montana Capital Car Title Loans

2428 Nolensville Pike, Nashville, TN 37211



4022 Nolensville Pike, Nashville, TN 37211



1050 Murfreesboro Pike, Nashville, TN 37217


Tennessee Title Loans, Inc

3001 Nolensville Pike, Nashville, TN 37211



Frequently Asked Questions

Can I apply for a title loan online in Nashville?

Yes, that’s one of the main benefits of title loans. The application and approval process is efficient and straightforward. Select a lender above and fill out the form on their site. The lender will review your application and give an offer based on your vehicle’s appraised value.  If you’re satisfied with the offer, the lender will send the cash to your account or otherwise.

How much cash can I get from a title loan?

The amount of cash you can borrow as a title loan depends on your pay and credit score. The value of your vehicle and the state you live in also matters.  Some states that regulate title loans limit the amounts you can borrow and/or interest rates on specific loan amounts. Even so, lenders also have their minimum and maximum loan amounts.

How long does it take to get a title loan?

Title loans are undoubtedly one of the fastest available options for people who need cash quickly. So long as you meet the requirements and have the necessary documents, you can get your loan approved quickly. While how long it takes to get the cash varies, you can usually expect to have the money the same day or within 24 hours.

Is it difficult to get a title loan?

Unlike other forms of loans, you need just a few requirements to qualify for a title loan in Nashville, TN. All you need is to meet the lender’s requirements, apply on their site, call their phone line, or visit one of their locations. If the lender reviews your application and makes an offer, you can accept it and have your cash within the day.