If you’re going through financial stress, don’t lose hope, you’re not alone.
Nicknamed “Music City,” Nashville is known worldwide for being authentic, accommodating, and accessible. But like most Americans, almost half of Nashville residents don’t have enough savings to cater for emergencies. Unfortunately, emergencies often come unannounced and find us unprepared.
When you need cash for an emergency, you may not have the luxury of waiting weeks to get an unsecured personal loan from the bank, family, friend, or other sources. Fortunately, you can get title a title loan in Nashville, Tennessee, using your vehicle as collateral.
Best Car Title Loan Companies in Nashville
- Best Car Title Loan Companies in Nashville
- How To Get an Auto Title Loan in Nashville
- Car Title Loans Near Me in Nashville, TN
- Frequently Asked Questions
When it comes to auto title loans, Nashville has plenty of financial options. To help you save valuable time during your search, the list below outlines some of our most recommended loan companies. These companies offer quick emergency cash at reasonable interest rates in Nashville, Tennessee.
Max Cash Title Loans is a company that connects people who need cash fast with lenders of car title loans. Once you submit your details through their site, they’ll determine how much money you could qualify for based on a percentage of your car’s auction value. Max Cash then links you up with lenders who can give you money in exchange for your car’s title.
Max Cash works with residents in almost every location nationwide except for states that don’t permit title loans. The company works with many financial institutions, so customers can get loans even with poor credit. They have an informative and transparent site that outlines everything you need to know about title loans in Nashville, Tennessee.
Before You Apply
- Must be 18 or older
- Proof of US citizenship
- Have the ability to pay
- Clean government-issued Tennessee car title
- Service in nearly every state
- No bank account required
- Free financial guidance and cancelling
- Easy qualifications for a loan
- 100% free service
2. Loan Center
LoanCenter has been serving title loans for almost 20 years in various locations. If you live in Nashville, Tennessee, and need financial aid but don’t have the best credit, LoanCenter can help. Many of their customers receive same-day funding after a quick approval.
Customers can create an application for title loans online, by calling, or visiting the LoanCenter offices. Once you’ve made an online application or called them on the phone, a notary can visit you in Nashville, Tennessee, to complete any other processes. As long as you make your payments on time, you get to keep driving your vehicle.
Before You Apply
- Monday- Friday 8am – 7pm
- Saturday & Sunday 9am – 5pm
- Loan amounts from $2,000 – $50,000
- Proof of income
- Direct lender
- No prepayment penalty
- Borrow up to $50,000
- Loan terms up to 48 months
LoanMart is an online lender that specializes in car title loans. Unlike other lenders that require you to bring your car in for an inspection, you can complete LoanMart’s entire application process online via their site. Regardless of your location in Nashville, you can access an auto title loan serviced by LoanMart.
Upon approval for a car title loan in Nashville, TN, you can request the funds be deposited directly into your account. Alternatively, you can pick up your money at their offices or a MoneyGram near you. The entire process usually takes only 24 hours or less, depending on the borrower’s qualifications.
Before You Apply
- Minimum amount: $2,500
- Maximum amount: $50,000
- Monday – Friday: 8am – 6pm
- Saturday: 8am – 5pm
- Account not required
- Borrowers can use vehicles registered in another state
- Loan terms up to four years
- Funding is available within one business day
How To Get an Auto Title Loan in Nashville
To get an auto title loan in Nashville, TN, you need to be the valid owner of a vehicle. Many lenders require that you don’t have any outstanding loans on the vehicle. You can apply online, call the lender, or visit their offices. Once you apply, get approved, and qualify for a loan, you’ll give the lender the title to your car as a guarantee.
Most title loan companies allow you to apply for a loan in three ways.
Online Via Their Website
You can apply for an auto title loan from the comfort of your living room. Online applications make it easy to shop around for the best rates. The process is fast and easy.
Once you’ve made your application and agree with the lender’s loan offer and terms, you’ll be required to send the necessary documents. Most lenders require you to provide proof of income, ability to repay, a valid government-issued ID, and a valid Tennessee vehicle. After the company approves the loan, they’ll send you the cash, usually within the business day.
The lender can deposit the cash directly to your account, give you a MoneyGram code, or allow you to pick up the money in person.
Making a Phone Call To Customer Service
Calling lenders for title loans works much the same way as applying for a loan online. The loan company’s representatives will guide you through the process and outline the information you need. Once the loan is approved, you’ll get your cash.
In-Person at a Loan Office Branch
Another option is to apply in person by visiting the lender’s store location. If you choose this option, you’ll need to have all the required information before your visit. Each loan company will have varying lending terms and interest rates so consider calling ahead of time and talk to a representative before heading to their office location.
You want to find a title loan company you’re comfortable with before signing a contract. It’s also crucial to understand and agree to the loan before making a commitment.
Since your vehicle acts as the collateral, you can still get a loan if you have poor credit. Many times, title loan lenders won’t consider your credit scores at all. You can keep using the car until you’ve paid off the loan.
Title loans are typically short-term loans of up to 30 days, but they can be up to a year or more. Most lenders usually allow you to get a loan based on a percentage value of your vehicle, but others allow you to borrow more than the vehicle’s value.
Car Title Loans Near Me in Nashville, TN
If you’re looking to visit a title loan store in Nashville, Tennessee, or would like to explore more options, check out the list below. The list provides the name, number, and address of loan companies around Music City that may help you with fast cash in your time of need. Call or visit any of the locations below for more information about their Tennessee title loans.
4653 Nolensville Pike, Nashville, TN 37211
Check into Cash
519 Donelson Pike Nashville, TN
Inglewood Title Loans
3101 Gallatin Pike, Nashville, TN 37216
Harding Pl, Nashville, TN 37211
Montana Capital Car Title Loans
2428 Nolensville Pike, Nashville, TN 37211
4022 Nolensville Pike, Nashville, TN 37211
1050 Murfreesboro Pike, Nashville, TN 37217
Tennessee Title Loans, Inc
3001 Nolensville Pike, Nashville, TN 37211
Frequently Asked Questions
Can I apply for a title loan online?
Yes, that’s one of the main benefits of title loans. The application and approval process is efficient and straightforward. Select a lender above and fill out the form on their site. The lender will review your application and give an offer based on your vehicle’s appraised value. If you’re satisfied with the offer, the lender will send the cash to your personal account or otherwise.
How much cash can I get from a title loan?
The amount of cash you can borrow as a title loan depends on more than your pay and credit score. The value of your vehicle and the state you live in also matters. Some states that regulate title loans have limits on the amounts you can borrow and/or interest rates on certain loan amounts. Even so, lenders also have their own minimum and maximum loan amounts.
How long does it take to get a title loan?
Title loans are without a doubt one of the fastest loan options available for people who need cash quickly. So long as you meet the requirements and have the necessary documents, you can get your loan approved within a short time. While how long it takes to get the cash varies, you can usually expect to have the money the same day or within 24 hours.
Is it difficult to get a title loan?
Unlike other forms of loans, you need just a few requirements to qualify for a title loan in Nashville, TN. All you need is to meet the lender’s requirements, make an application on their site, call their phone line, or visit one of their locations. If the lender reviews your application and makes an offer, you can accept it and have your cash within the day.