Lubbock, TX – Best Title Loan Companies in 2024

Find a Title Loan Company in Lubbock Texas


When you’re strapped for cash and can’t pay your bills, the lack of finances can feel stressful and worsen an already overwhelming situation.

Lubbock may be Texas’s 11th most populous city, but it still maintains a small-town atmosphere. Almost half of Americans don’t have at least $500 to cover emergency bills, and Lubbock is no different. People often turn to payday loans with extremely high-interest rates.

Even with a less-than-perfect credit score, you can still get a loan if you’re a vehicle owner. Applying for car title loans in Lubbock, TX, can help you avoid financial problems.


Best Car Title Loans in Lubbock, Texas – Apply Online


Borrowers looking for auto title loans in Lubbock, Texas, have various options from which to choose. Below is a list of our top recommended loan companies you should call when you need financial assistance. These companies offer competitive rates and great approval times in Texas.


1. Max Cash Title Loans


2Max Cash Title Loans is a nationwide company. They make it easy to get car title loans in Lubbock, Texas. Customers can apply for title loans for free through a simple online process and receive funds in 72 hours or less.

The company offers convenient borrowing options if you need fast cash. With the documentation they need to prove you’re the vehicle owner, you can get a loan of up to $50,000. Online chat or call them for all the information you need – all for free.

Before You Apply

  • Proof of income
  • Proof of residence
  • Government-issued photo ID
  • Clean title and references

Best Features

  • Same day pre-approvals and funding
  • No prepayment penalties
  • Free service
  • Professional help
  • VIP loan program available after hours

Apply Here


2. Loan Center


Loan Center ApplicationLoanCenter is a company that makes car title loans in Lubbock, TX, accessible through one of its several lenders. The lender makes it easy for applicants to apply for title loans through its website. They also offer title loans of up to $50,000.

Customers may be eligible to borrow money even if they have poor credit. You can make your application online, call their team, or visit their store. You can get your money within the same day if you meet all their requirements.

Before You Apply

  • Min loan amount: $2,000
  • Available Mon-Fri 8 am-7 pm
  • Max loan amount: $50,000
  • Demonstrate ability to pay
  • Proof of income

Best Features

  • Fast and simple process
  • No penalties for early payment
  • On-time payments may improve your credit score
  • Large loan amounts available

Apply Here


3. ChoiceCash


We recommend that you check out ChoiceCash Title Loan services if you want to shop for a loan. They are a top-notch option in Lubbock city that offers customers loans at competitive rates and with flexible payment options.

What You’ll Require

  • Must be 18 years and above
  • Must have a valid driver’s license
  • A Government issued ID for identification
  • Proof of income to demonstrate your ability to repay the loan
  • The vehicle for collateral must be in your name


  • Online application available
  • Fast funding
  • Affordable monthly payments
  • No giant balloon payment

Apply Here



How To Get an Auto Title Loan in Lubbock

To apply for car title loans in Lubbock, you’ll need the Texas title to your vehicle, proof of income, car insurance, proof of address, and a government-issued ID. You can apply online, via phone call, or in person and don’t necessarily need good credit to qualify for a car title loan because you’re using your car’s title as collateral.

Having the required documents handy makes the application easier. You can retrieve your vehicle’s title once you’ve paid your loan.


Best Local Car Title Loan Companies in Lubbock, TX

If you would like to explore more options, below is a list of companies in Lubbock, Texas, that can assist. Use this list to find some of the best title loan lenders near you. Call or visit a store near your location for more information about their offers.

ACE Cash Express

4646 34th St, Lubbock, TX 79410


Advance America

3003 50th St #500, Lubbock, TX 79413


Cash Store

5707 4th St UNIT 3, Lubbock, TX 79416



3215 50th St, Lubbock, TX 79413



4726 Slide Rd, Lubbock, TX 79414


Sun Loan Company

2108 50th St Lubbock, TX 79412



2219 19th St, Lubbock, TX 79401



4225 S Loop 289, Lubbock, TX 79423





Can I apply for title loans online?

Yes, you can apply for auto title loans online. An online application simplifies the process and saves time by providing initial information before speaking to a loan officer. You also get to know how much you qualify for instantly. Once you get approval from the lender, you can get the funds within 24 hours or the same day.


How much cash can you get from a title loan?

The amount of cash you can get for car title loans is determined by more than just your vehicle’s value and your ability to repay the money. You can expect a loan amount between 25% and 50% of the car’s current auction value. Many states that allow car title loans limit how much cash you can borrow.


How long does it take to get a title loan?

You’ll usually get a loan in as little as a business day. If you apply early and submit all the necessary documents, some loan companies will send the money to your bank account the same day. The application process will usually take just a few minutes.


Is it hard to get a title loan?

Most loan companies make it easy to apply and receive money for title loans in Lubbock, TX. The entire process is like walking into a retail store or shopping online. Once you apply, approval can take as little as a few minutes, and you’ll have access to the money within a day.


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