Title Loans in Lubbock, TX | Who’s the Best Company in 2022?

Find a Title Loan Company in Lubbock Texas

When you’re strapped for cash and can’t pay your bills, the lack of finances can feel stressful and worsen an already overwhelming situation.

Lubbock may be the 11th most populous city in Texas, but it still maintains a small-town atmosphere. Almost half of Americans don’t have at least $500 to cover emergency bills, and Lubbock is no different. People often turn to payday loans with extremely high-interest rates.

Even if you have a less-than-perfect credit score, you can still get a loan if you’re the owner of a vehicle. Applying for car title loans in Lubbock, TX, can help you get out of a financial problem.

 

Best Car Title Loan Companies in Lubbock, Texas

Borrowers looking for auto title loans in Lubbock, Texas, have various options from which to choose. Below is a list of our top recommended loan companies you should call when you need financial assistance. These companies offer competitive rates and great approval times in Texas.

1. Max Cash Title Loans

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2Max Cash Title Loans is a nationwide company. They make it as easy as possible to get car title loans in Lubbock, Texas. Customers can apply for title loans for free through a simple online process and receive funds in 72 hours or less.

The company offers convenient borrowing options if you need fast cash. With the documentation they need to prove you’re the vehicle owner, you can get a loan of up to $50,000. Online chat or call them for all the information you need – all for free.

Before You Apply

  • Proof of income
  • Proof of residence
  • Government-issued photo ID
  • Clean title and references

Best Features

  • Same day pre-approvals and funding
  • No prepayment penalties
  • Free service
  • Professional help
  • VIP loan program available after hours

Apply Here

 

2. Loan Center

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Loan Center ApplicationLoanCenter is a company that makes car title loans in Lubbock, TX, accessible through one of its several lenders. The lender makes it easy for applicants to apply for title loans through its website. They also offer title loans of up to $50,000.

Customers may be eligible to borrow money even if they have poor credit. You can make your application online, call their team, or visit their store. If you meet all their requirements, you can get your money within the same day.

Before You Apply

  • Min loan amount: $2,000
  • Available Mon-Fri 8 am-7 pm
  • Max loan amount: $50,000
  • Demonstrate ability to pay
  • Proof of income

Best Features

  • Fast and simple process
  • No penalties for early payment
  • On-time payments may improve your credit score
  • Large loan amounts available

Apply Here

 

3. LoanMart

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1LoanMart is one of the country’s largest loan platforms for people in need of fast cash. Their skilled agents work with you to get a loan fast. You can complete the entire loan application process and get approval without making a phone call.

Once you’ve made an online application, LoanMart will inform you how much money they can offer in a couple of minutes. If you’re happy with the amount offered, you can provide additional details and wait for your cash. They offer up to 120% of your car value.

Before You Apply

  • Aged 18 and above
  • Regular source of income
  • Valid US bank account
  • Valid social security number
  • Available Mon-Fri 8 am-6 pm; Sat 8 am-5 pm

Best Features

  • Apply online or call
  • High approval rates
  • Instant phone decision
  • Title loans ranging from $2,500 to $50,000

Apply Here

 

 

How To Get an Auto Title Loan in Lubbock

To apply for car title loans in Lubbock, you’ll need the Texas title to your vehicle, proof of income, car insurance, proof of address, and a government-issued ID. You can apply online, via phone call, or in-person and don’t necessarily need good credit to qualify for a car title loan because you’re using your car’s title as collateral.

Having the required documents handy makes the application easier. You can retrieve the title of your vehicle once you’ve paid your loan.

 

Car Title Loans Near Me in Lubbock, TX

If you would like to explore more options, below is a list of companies in Lubbock, Texas, that may be able to assist. Use this list to find some of the best title loan lenders near you. Call or visit a store near your location for more information about their offers.

ACE Cash Express

4646 34th St, Lubbock, TX 79410

806-797-1104

Advance America

3003 50th St #500, Lubbock, TX 79413

806-784-0412

Cash Store

5707 4th St UNIT 3, Lubbock, TX 79416

806-785-7888

LoanStar

3215 50th St, Lubbock, TX 79413

806-780-6473

LoanStar

4726 Slide Rd, Lubbock, TX 79414

806-797-1017

Sun Loan Company

2108 50th St Lubbock, TX 79412

806-740-0402

TitleMax

2219 19th St, Lubbock, TX 79401

806-744-0533

TitleMax

4225 S Loop 289, Lubbock, TX 79423

806-300-8554

 

 

FAQ’s

Can I apply for title loans online?

Yes, you can apply for car title loans online. An online application simplifies the process and saves time by providing initial information before speaking to a loan officer. You also get to know how much you qualify for instantly. Once you get approval from the lender, you can get the funds within 24 hours or the same day.

 

How much cash can you get from a title loan?

The amount of cash you can get for car title loans is determined by more than just your vehicle’s value and your ability to repay the money. You can expect to get a loan amount of anywhere between 50% and 90% of the car’s current auction value. Many states that allow car title loans also limit how much cash you can borrow.

 

How long does it take to get a title loan?

In most cases, you’ll get a loan in as little as just a single business day. If you apply early in the day and submit all the necessary documents, some loan companies will send you the money to your bank account the same day. The application process will usually take just a few minutes.

 

Is it hard to get a title loan?

Most loan companies make it easy to apply and receive money for title loans in Lubbock, TX. The entire process is like walking into a retail store or shopping online. Once you apply, approval can take as little as a few minutes, and you’ll have access to the money within a day.

 

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