Houston, TX – Best Title Loan Companies in 2024

Where to find title loans in Houston, Tx


If you need fast cash due to job loss, unexpected medical expenses, weddings, divorces, or funerals, you are not the only one searching for a title loan in Houston.

Houston, Texas, is the fourth-most populous city in the US. While living costs lower than in other major areas like San Francisco and New York, you must earn at least $50,000 a year to live comfortably. So, when people from Houston face emergencies, they turn to title loans to get the necessary funds.

Car title loans in Houston allow you to use your vehicle as collateral to secure the money you need to cover the expenses. Keep reading to discover the most trusted lenders in the area with the highest approval and lowest interest rates.


Best Car Title Loans in Houston, TX – Apply Online


Getting a title loan in Houston, Texas is quick and simple with the right lender. However, some companies may have hidden finance charges or offer unreasonable terms that can complicate your situation. Look at the list of companies that offer the best payment plans and flexible options for people with different financial backgrounds and credit histories.


1. Max Cash Title Loans


Max Cash Title LoansIf you are looking for a company to work with within Texas, look no further than Max Cash Title Loans. They provide exceptional services, have a simple application process, and adhere to the highest title loan standards.

Today, Max Cash Title Loans has hundreds of thousands of satisfied customers. The company has no restrictions for FICO scores or additional finance charges. Call them at 1-887-544-0190 to get started.


Title Loan Requirements

  • Be a citizen of the US
  • Must be 18+ years
  • Have a vehicle insurance
  • Provide proof of a regular source of income
  • Loans range from $100 up to $50,000
Best Features

  • Help from a professional team
  • Same day funding
  • Compare multiple finance lenders
  • You can keep the vehicle
  • Accept all credit types



2. Loan Center


Loan Center ApplicationMore than 250,000 residents and satisfied clients have secured a title or personal loan from Loan Mart, and if you struggle with bills, moving expenses, or other emergencies, you should be next in line. Loan Mart ensures an easy application process, excellent customer support, and high approval rates with no additional finance charges. So, whenever you need fast cash,  Loan Mart is an option.

If you need help calculating the title loan amount or submitting your documents, you can count on the finance assistants. Contact them today to check the offers, see how much you can borrow, and finalize your application – you have a chance of up to 90% pre-approval.


Title Loan Requirements

  • Submit personal information (name, cell phone, address)
  • Have proof of steady income (within 30 days)
  • Call or apply online
  • Can use your car, motorcycle, or truck as collateral
  • Loans range from $1,500 up to $50,000
Best Features

  • Professional help to get the best possible deal for your vehicle
  • Flexible payment plans that work for your financial situation
  • Bankruptcy or bad credit scores aren’t a problem
  • Fast loan processing
  • Receive cash in less than 24 hours

Apply Here


3. ChoiceCash


ChoiceCash Title Loans has been in the lending business since 2019, offering financial assistance to people to solve emergency money issues. Thousands of people have been beneficiaries of loan disbursements of various amounts. Their loan process is easy and doesn’t require you to have a perfect credit record or a 9-5 job to apply.


Title Loan Requirements

  • Must be of age, 18 years above
  • Vehicle Title in your name
  • Show proof of income
  • Document for identification (ID, driver’s license)
Best Features

  • Customer service assistance
  • Loan approval in minutes
  • You can continue using your car while you repay your loan
  • Flexcible loan approval, even with bad credit history


Apply Here


How to Get an Auto Title Loan in Houston, TX

Getting a car title loan is simple for Texas residents. Although different lenders have different terms, the common requests include:

  • A valid driver’s license
  • Proof of residency
  • Clean and lien-free auto title
  • Auto insurance
  • Ability to repay the loan (steady income)


Online Service

The lender’s website or app is the easiest way to submit your loan documents. Choose an online title loan lender from this list, complete the online form, and ensure accurate proof of income and auto information. Loan approval is subject to car evaluation and your ability to repay. The more information you include, the highest the chances you’ll get the cash you need.



Another option to get a title loan in Houston, Texas, is visiting the nearest business office. The application process is similar – submit the required documents for evaluation. After a short review, the company will inform you of the pre-approved loan amount and explain how you may access your money.

Before visiting any lender, please email or call to schedule an appointment.


Best Local Car Title Loan companies in Houston, TX

Below is a list of business locations near you that you may consider applying for a short-term auto loan. Before visiting one of these locations, please call, email, or send a text to schedule an appointment.


Advantage Finance LLC

616 Fm 1960 West #680 Houston, Texas State 77090


Houston Metropolitan Federal Credit Union

611 Walker 1st Floor Houston, TX 77002



5802 Kirby Dr, Houston, TX 77005



9301 Cullen Blvd, Houston, TX 77051


Texas Car Title and Payday Loan Services, Inc

12817 Aldine Westfield Rd Houston, TX State 77039



12899 Westheimer Rd, Houston, TX 77077



8197 Antoine Dr, Houston, TX 77088



6320 Lyons Ave, Houston, TX 77020



Frequently Asked Questions


Can I apply for title loans online in Houston?

Yes. Go to the lender’s website to fill out the inquiry form and submit the necessary information. The company will review your application, and if everything is correct, you can quickly get your title loan.


How much can you get from a title loan?

“How much cash can I get for using the auto as collateral?” is one of the most common questions. The amount depends on the value of your automobile and may vary between 30-50% of the worth. There are laws and regulations in Texas that lenders must abide by in order to lend money.


How long does it take to get a title loan?

The application procedure can take as little as 30 minutes for first-time borrowers and 10 minutes for regular clients.


Is it easy to get a title loan?

If your title is clean and lien-free and you have valid auto insurance, getting a loan in Houston, Texas is easy


How long does it take to get a title loan?

In most cases, you’ll get a loan in as little as just a single business day. If you apply early in the day and submit all the necessary documents, some loan companies will send you the money to your bank account the same day. The application process will usually take just a few minutes.


Is it hard to get a title loan?

Most loan companies make it easy to apply and receive money for title loans in Lubbock, TX. The entire process is like walking into a retail store or shopping online. Once you apply, approval can take as little as a few minutes, and you’ll have access to the money within a day.


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