National Debt Relief

  • Minimum Debt: $7,500
  • One Low Monthly Payment
  • Reduce Debt in 24-48 Months
  • No Upfront Fees
  • Money Back Guarantee


National Debt Relief can help you to avoid all-dreaded bankruptcy by negotiating with all of your creditors with the goal of a debt settlement. This company can also provide debt management help, financial education, and consultations to help prevent you from accruing debt in the future.

This company has a high success rate, beating out the competition regarding customer satisfaction and many raving reviews from past clientele. They have a reputation for working closely with their clients to determine manageable payments, making this lengthy process much smoother.


How National Debt Relief Can Help


This company uses an extremely strategic process when it comes to debt negotiations. Like other companies in this field, they’ll require you to make monthly payments of a determined amount. These payments are deposited into a federally insured account separate from your regular savings or checking account. A debt consolidator will advise you to stop making payments to your creditors and avoid communicating with them.

After three to six months, your accounts will be charged off, which means the creditors have taken your debt as a tax write-off. At this point, the debt settlement company will reach out to your creditors for you. They provide financial evidence that you cannot afford the payments but are willing to negotiate a settlement.

Because you’ve stopped making payments, the creditors will assume you cannot afford to make them, increasing your chances that they’ll accept the settlement offer.

National Debt Relief will release the appropriate amount of funds to the creditor based on the settlement amount. Most reviews from consumers who have used this program saved an average of fifty percent before fees and around thirty percent, including fees paid for the debt settlement service. This program can range from two to four years, based on your total debt level and how much money you can spend each month.

National Debt Relief

  • Minimum Debt: $7,500
  • One Low Monthly Payment
  • Reduce Debt in 24-48 Months
  • No Upfront Fees
  • Money Back Guarantee



To qualify for this service, there are a few requirements. You must have a minimum debt requirement of $7,500. The following debt sources cannot qualify as your debt settlement plan: personal loans from your bank, title loans, payday loans, child support, or mortgages. Your debt can come from various sources, including collections accounts, credit loans, personal loans, unsecured debt, medical bills, lines of credit, department store cards, and credit card debt.

In addition to these qualifications, you should not be able to afford the minimum payment requirements for your credit card debt and other sources of debt. In most cases, you’ve already fallen behind on payments and are in financial hardship.

You’re an excellent candidate for these services if you meet these requirements. Just keep in mind that enrolling can potentially damage your credit score. You’ll be opening yourself up to the possibility of lawsuits and additional collections fees, which can go into motion once you start withholding payments to creditors.  Because using this service can potentially damage your credit score, enrolling is a solution that should only be used in extreme cases.



For this service, you can expect to pay fifteen to twenty-five percent of whatever debt is settled for you. Fortunately, there are no additional fees to worry about. This fee is the going rate for most debt settlement companies.


Applying and Contacting National Debt Relief

The National Debt Relief main office is located at 11 Broadway, New York, NY 10004.

Applying on the phone or online is fast, easy, and simple. It can be done in less than a minute. You can contact a certified debt counselor at 800.300.9550. During this free consultation, the debt counselor will address any concerns or questions you may have regarding your eligibility or how this service works. Your other option is to fill out an application online.

An online application will entail entering basic information about yourself, including your first and last name, email, phone number, the state you reside in, and how much debt you owe. After reviewing your application, National Debt will provide you with a free quote to start the process and determine exactly what they can do for you.


Starting the Process

Try not to get discouraged during the beginning of this process; even if you’ve tried negotiating a settlement or more reasonable payment plan with your creditors with no success, National Debt Relief offers debt specialists who are trained professionals who have much more experience with debt negotiations.

We recommend keeping thorough documentation of all your communication with creditors, including copies of statements, credit cards, bills, and letters. If you have a phone conversation with one of your creditors, keep a record of the conversation and send a copy of your notes to your debt specialist, who will keep them on file after they are reviewed. Of course, you will want to cease all communication with your creditors and avoid interacting with them as much as possible.



You’ll rest easier at night knowing that you have experienced professionals in your corner, fighting to get your debts settled so you can begin a new chapter in your life. Although many consumers may struggle to make monthly payments towards their debt account each month, ultimately, they’ll learn more about the importance of managing their money. Using this service can be a huge step in the right direction toward repairing your damaged credit report.

You won’t be charged any fees for this service until your debt has been settled. Although each situation is different, it’s hard to say exactly how much you will pay for this service. Fees can also vary from state to state.

National Debt Relief has an A+ rating with the Better Business Bureau. They also have a ninety percent positive consumer rating and just ten percent dedicated to negative customer ratings. They are also accredited by the Better Business Bureau and American Fair Credit Council members. According to many National Debt Relief reviews, this company has great customer service and has been a top debt relief option for many people.

On top of these impressive professional achievements, they also contribute to several charities, including Autism Speaks, St. Jude Children’s Hospital, and Network for Good.

They also offer a hundred percent money-back guarantee. If unsatisfied with their services, you can cancel without fees or penalties.



You’ll stop paying your creditors during this long debt settlement process. This can lead to aggressive calls from creditors, harassing letters, and possible lawsuits. Many past-due accounts can even end up in collections, further damaging your credit.



Working with National Debt Relief will put you on the right path toward a debt-free life, and this service can help you get your life back. They’re experts in advising clients on the best ways to handle credit cards and debt collection. And because they are experts with a reputation for success, you know the advice they offer is advice you can trust. If you feel debt settlement is the right process, then you can’t go wrong with National Debt Relief. They’ll advocate for you, negotiate a reasonable settlement, and help you become debt-free in as little as two years.