Accredited Debt Relief


  • Minimum Debt: $7,500
  • One Low Monthly Payment
  • Reduce Debt in 24-48 Months
  • No Fees Until Settlement is Reached
  • Money Back Guarantee
  • Company Website


Accredited Debt Relief provides a thorough overview of different options for debt relief services, such as bankruptcy, debt consolidation, debt settlement, and debt management services. They also offer a number of resources you can use to learn more about money managing practices that actually work. This company is widely used due to its more educational approach towards debt relief, money management, debt management and is the editor’s choice for the #1 best debt relief company to work with. After researching other Accredited Debt Relief reviews, we found that others also feel the same. They have top-notch customer service and employ certified debt relief specialists who will work closely with you in order to help you determine which type of debt relief services are right for your individual case.


What Accredited Debt Relief has to Offer



Once you have enrolled in their program, you’ll begin putting funds into a separate account. Keep in mind that you own this account, so you’ll always have access to these funds, which can be withdrawn at any time, without the fear of penalty costs. Obviously, the faster you add funds to this account, the faster you can pay off your debt.

After the debt relief specialists have negotiated with your creditors, the money in this account will be used to pay off your debt. A percentage will also go towards paying Accredited Debt Relief.  Currently, their fees for debt reduction ranges from fifteen to twenty-five percent, which is about average compared to other debt relief companies.

The length of this debt relief program will depend on how much money you’re able to set aside each week or month and how much money you owe. On average, it’s been reported from other reviews that this program will usually last 12 to 48 months. This debt management company doesn’t charge any upfront fees, which means you won’t pay anything unless their specialists are able to negotiate successfully with your creditors.


Applying for the Debt Consolidation Program

Through Accredited Debt Relief’s programs, you can enroll for either personal or business debts. This also includes lines of credit, medical bills, and unsecured debt. Other debts such as payday loans are not eligible. Currently, this service is covered in forty-nine states, which is more coverage than many of the debt relief companies.

The company currently has a minimum debt requirement of $7,500. However, this debt amount can vary from state to state and will depend on what state you reside in when you enroll in the program.


What Can This Debt Relief Company Do for Me?

Right on the company website, you can easily review information regarding your debt relief options, such as bankruptcy, and credit counseling. Their website also explains what type of impact using debt settlement programs can have on your credit. This information will help teach clients more about how to manage their finances.

Once you start the program you’ll work closely with an accounting adviser as they review your case. The advisor will be your go-to contact during the duration of the program. It will be their job to keep you up-to-date regarding the debt specialist’s progress or lack thereof. While the advisor is your main contact, you’ll also be able to check it out for yourself by logging into the online portal.


[su_row][su_column size=”1/2″ center=”no” class=””]Accredited Debt Relief[su_button url=”tel:1-877-295-7556″ style=”soft” background=”#2e6c20″ center=”yes” size=”10″ radius=”round” icon=”icon: phone-square”]1-877-295-7556[/su_button][/su_column] [su_column size=”1/2″ center=”no” class=””]

[su_list icon=”icon: check” icon_color=”#246bb4″]

  • Minimum Debt: $7,500
  • One Low Monthly Payment
  • Reduce Debt in 24-48 Months
  • No Fees Until Settlement is Reached
  • Money Back Guarantee


[su_button rel=”nofollow” url=”” target=”blank” style=”soft” background=”#efa72d” center=”yes” size=”10″ radius=”0″ icon=”icon: share”]Visit Site Now[/su_button]




During this program, your funds are placed in a federally insured account. Once this company has reached a debt settlement with your creditors, the funds in the account will go towards paying off your debts, while a portion of the money will also go towards paying for this debt consolidation service.

Accredited Debt Relief fees range from 15 – 25% of the settled amount dependent on the state and debt enrollment program you choose. You don’t have to pay anything unless they are able to settle your debt. It’s best to call and speak with a customer service representative to see how much the fees would be for you. The average reduction is usually twenty-five percent!


Contacting Accredited and Free Consultation

Accredited Debt Relief is located at 4835 Eastgate Mall San Diego, CA 92121.

You can contact Accredited Debt Relief via email or by phone at 1-877-295-7556.

This company currently does offer a free consultation with a debt relief specialist who may review your credit report. When you sign up online for a free consultation you’ll be required to fill out a short form, providing your first and last name, phone number, and email address. A debt specialist who reviews your information will contact you within minutes. If they’re unable to reach you on the phone they will email you with their contact information. When you call, you’ll be quickly transferred to the next available debt specialist. You’ll discuss your finances, how much debt you’ve accumulated, and the type of financial services they can offer that can help you to get out of debt as fast as possible.



Accredited Debt Relief has accreditations from the AFCC and the IAPDA. The IAPDA provides certifications and training for personal debt arbitrators.  These training programs are designed to provide employees with the best tools for debt negotiations that are within FTC regulations.

The AFCC surveys companies, ensuring they’re upholding regulations put in place by the FTC.



This debt settlement program will change the way you think about money and manage your funds, forever. After you enroll, you’ll sign up all of your high balance credit cards. Usually, this involves any credit card debt that’s over five hundred dollars. Your debt relief specialist will recommend hanging on to any of your low balance cards for emergency purposes. You won’t have access to any of your other credit cards during this time. This will prevent you from incurring even more card debt. This is also used as part of the negotiation strategy because it will show your creditors that you’re making an effort to permanently get rid of the amount of debt you have.

Part of the sign-up process is determining how much money you’ll be able to deposit into your account on a monthly basis. While this account is set up in your name, it’s kept separate from your bank accounts, which is another great way Accredited Debt helps you to avoid the temptation of creeping back into debt. You have to be diligent about making these deposits. The point is to choose an affordable amount, one that’s manageable so it’s not a financial hardship to consistently make these payments when you’re required. If you’re having trouble making payments you can speak with your advisor who can help you set up an alternate arrangement, but you must let them know at least five days before your next payment is due.



While it is possible to make alternate arrangements in the event that you’re unable to make a payment, keep in mind that the more payments you miss, the longer this process will take. This is because Accredited Debt will use the final amount you save as part of the negotiating process.

You should also realize that any debt amount that’s forgiven can be considered taxable. This means that once you complete this program, you can end up owing more taxes because your income will be higher. However, you can use form 982 and apply for an exemption.

Another major downside of enrolling in their debt relief program is how it can negatively impact your credit. While Accredited Debt Relief is negotiating a settlement, you’re required to stop the payments on all of your outstanding balances. Obviously, this can result in having your accounts sent to collections, or you can even get sued. Clearly, your credit score will suffer during this process, which, in turn, can limit your future access to loans and credit cards. However, if you’ve already defaulted on payments and have few other options, then this debt settlement program may be the best choice for you.



How can you tell if their debt relief service is right for you? Ultimately, it depends on how dire your financial situation is. If you’re still able to afford all the monthly payments to your creditors, it may not be worth enrolling. But if you find yourself struggling to afford a number of payments to different credit card companies, unsecured loans you may have, collections agencies, loan companies etc. then Accredited Debt Relief can provide you with a solution that can have you out of debt in as little as 12 to 48 months. We hoped this Accredited Debt Relief review helped and we wish you the best of luck!